If you want to borrow money, but you have no income, or at least no payslip. Then you soon notice that borrowing money can be difficult. Borrowing without a pay slip is certainly not easy. Nevertheless, there are still some options for making borrowing possible without a payslip.
If you cannot prove that you have a steady income, trust is important. If you have borrowed before, it may be possible to borrow money directly. You can also suddenly borrow without a payslip.
|Personal loan||Revolving credit||Mini Loan|
|From 4.1%||From 4.4%||Maximum € 1500|
|Fixed interest||variable interest||No BKR assessment|
|from 21 to 69 years||from 21 to 69 years||from 21 to 70 years old|
|Payment within 2 days||Payment within 2 days||Payment within 24 hours|
|Apply for a personal loan||Apply for ongoing credit||Apply for a mini loan|
Where can you borrow without a payslip?
Borrowing without a payslip will not work at the banks themselves, for example you do not have to go to Nanobank or SWD for a loan without a payslip. Incidentally, borrowing cheap money is not there anyway. There are still some other options for taking out a loan. These often only require a little more creativity. The easiest way to make borrowing possible without a pay slip is to borrow money from private individuals. You can think of a loan from family or friends. This is of course by far the simplest way, but also the way in which you have to overcome your gene to a large extent. It is of course not nothing to apply for a loan from your family. However, it may be the best and easiest way to take out a loan if you cannot or do not want to submit a payslip.
Borrow without a payslip with a mini loan
Another way can be borrowing with a mini loan. This is only possible if you have already taken out a mini loan through a provider of the mini loans. And there comes the bit of trust around the corner. If you have already taken out a mini-loan before and you have always repaid it in time. Then you can prove that you are well able to repay loans.
It is often the case that with a second or third mini loan, you can make borrowing money within 10 minutes without BKR verification. The disadvantage of this is of course that you are bound by a maximum amount. Borrowing 1500 Euros with a mini loan is still not possible unfortunately. The maximum loan amount with a mini loan is currently “only” € 1000.